Introduction to Finance
Dr. George Blazenko
Caution — In accordance with the
Academic Honesty Policy (T10.02), academic dishonesty in any form will not be
tolerated. Prohibited acts include, but
are not limited to, the following: making use of any books, papers, electronic
devices or memoranda, other than those authorized by examiners. speaking or communicating with other students who are
writing examinations. copying from the work of other candidates or purposely
exposing written papers to the view of other candidates. Cell phones must be
turned off during examinations. Invigilators will have an electronic device
that identifies when a cell phone is on. You may not use your cellphone for
monitoring time or as a calculator during an exam. So, bring a watch! Having a
cell phone on during an examination is grounds for academic discipline.
Lecture Recording (Audio & Video)
NET
INCOME VERSUS TAXABLE INCOME
CORPORATE
INCOME TAX RATES 2019
Links to
Textbook
Chapter
2: Financial Statements in Financial Analysis
Chapter
4: Corporate Financial Planning
Chapter
5: Taxation and Investment Returns
Chapter
6: The Math of Finance
Chapter
7: Fixed Income and Debt
Chapter
8: Equities and Markets
Chapter
9: Business Investment
Chapter
10: Corporate Performance Evaluation
Chapter
11: Returns for Risky Financial Assets
Quiz 1
For BUS312D100
(BUS312 DAY), Q1 is in SSCB 9200 on Thursday Feb 13 (2:303:20pm) rather than
our regular lecture theatre (EDU7618). After the quiz at 3:30pm, we will
reconvene in EDU7618 (our regular room) for a one hour class.
For BUS312E100
(BUS312 EVENING), Q1 is in our regular room (SSCB 9201) on Thursday Feb 13
(5:30pm6:20pm). After the quiz, we will continue course material with a one
hour class also in SSCB 9201.
Solution
Keys
Midterm: Solution Keys
If you did not do as well as you
might have liked on the midterm, we always look for students who do better on
the final compared to the midterm and adjust final grades using my judgment.
Quiz 2: Solution Keys
Tentative
ASSIGNMENTS
(subject
to change but no change after one week prior to due date)
Assignment
1 (Due Thursday Jan 23 by 9:30pm)
Assignment 2 (Due Thursday Jan 30 by 9:30pm)
Assignment
3 (Due Thursday Feb 6 by 9:30pm)
Assignment
4 (Due Thursday Feb 13 by 9:30pm)
Assignment
5 (Due Thursday Feb 27 by 9:30pm)
Assignment
6 (Due Thursday Mar 5 by 9:30pm)
Assignment
7 (Due Thursday Mar 19 by 9:30pm)
Assignment
8 (Due Thursday Mar 26 by 9:30pm m)
Assignment
9 (Due Thursday Apr 2 by 9:30pm)
Assignment
10 (Due Thursday Apr 9 by 9:30pm)
Assignment
11 (Due Thursday Apr 16 by 9:30pm)
Assignment 11 is optional. If you missed one of the first 10 assignments,
you can make up the loss by handing in assignment 11. If you already have 10
assignment marks from the first 10 assignments you cannot get more that 10/10
by handing in assignment 11.
Quiz and Exam
Samples
Quiz 1 Samples (Chap 1 & 2) 
Quiz 2 Samples (Chap. 6) 
Midterm Samples (Ch.1,2,3,4,5,6) 
Final Exam Samples (Chs. 1,2,3,6,7,8,9,10) 




























MidtermPP 























Extra Office Hours for Midterm
Some
Notes for Midterm Exam
1. Midterm is Thursday March 12
Section 
ROOM 
2. The midterm is 1 hour and 50 minutes exactly (no
extensions).
2. Students without a
valid SFU student ID card with picture identification will not be allowed to write
quizzes, midterm, or final.
3. On the midterm, quiz 2,
or the final exam you may be asked questions that require a financial
calculator.
4.
For sample midterms, the solutions to tax problems are for the taxyear
when the exam was written. Tax rules change and your midterm exam
requires tax rules for 2019 as we discussed in class. The tax problems indicate only the types of
questions I might ask. Marks will be
deducted for using obsolete tax rules/rates. Remember that there will be no questions
on personal tax, but only corporate tax.
5. Understanding suggested
samplemidterm solutions may not be adequate preparation. Test your skill by doing at least some of the
samples without looking at suggested solutions.
6. The sample quizzes/midterms/finals
reflect material that was taught in past offerings of BUS312. This material may
not correspond exactly to the current BUS312 semester; some judgment is
necessary in using samples.
7. The midterm exam covers Assignments
1,2,3,4,5,6 and Chapters 1,2,3,5 and a portion of
Chapter 6. In Chapter 6, the midterm exam will not cover PV or FV of a growing
annuity (note that PV and FV of nongrowing
annuities and PV of growing and nongrowing perpetuities
will be on the midterm). In addition, the midterm will not cover mortgages. We
will study these topics but they will be examined on quiz2 and/or on the final
exam.
Extra Office Hours
for Final Exam
Final Exam Info
Students without a valid SFU student ID card with
picture identification will not be allowed to write the final.
The Final Exam covers
chapter 1, 2, 3, 6 (all of chapter
6 that we studied), 7, 8, a portion of chapter
9, and a portion of chapter 10. More specifically, read for the final
exam in chapter 9, sections 9.1 to 9.4, 9.5, 9.5.1, 9.5.2,
9.6, 9.7 inclusive. In chapter 10, read sections 10.1, 10.2, 10.3, 10.4.
SURREYBUS312 Fall 2019
POWERPOINT FILES
(Not Current
Semester! Thanx to Andrew Flostrand)
Sample LECTURE NOTES
(not current semester!!!!)
Chapter
1
Chapter 6:
Calculations
in the Math of Finance #1
Calculations
in the Math of Finance #2
Calculations
in the Math of Finance #3
Calculations
in the Math of Finance #4
Calculations
in the Math of Finance #5
Calculations
in the Math of Finance #6
Calculations
in the Math of Finance #7
Calculations
in the Math of Finance #8
Calculations
in the Math of Finance #9
Calculations in the Math of Finance #10
Calculations
in the Math of Finance #11 PV of a Growing Annuity
Calculations
in the Math of Finance #12 FV if a Growing Annuity
Calculations
in the Math of Finance #13 Canadian Mortgages
Cases Where it is Relatively Simple to Calculate an IRR
Assignment
6 Q3 Annualized HPRR for an Investment
Assignment
6 Q4 Prototypical Retirement Planning Problem
Chapter 8