Canadian Citizens & Permanent Residents
Note: Both Primary Insurance and Secondary Insurance are required.
Canadian students who do not plan to take up permanent residence in BC may be able to remain on your home province's medical plan. Check with your home province.
If you are not able to remain on your home province’s coverage, you must apply for the BC's Medical Services Plan.
If you are a Canadian citizen or permanent resident moving to Canada, you must apply for the BC's Medical Services Plan. You must also ensure that you have medical insurance during the waiting period coverage gap.
What is BC Medical Services Plan (MSP)?
Students staying in BC for 6 months or longer are required to enrol in the British Columbia Medical Services Plan under the Medicare Protection Act. There is a wait period of 2-3 months for newcomers. In order to be covered during the wait period you may purchase a private medical insurance plan through guard.me.
BC MSP provides primary medical coverage such as:
- services provided by a doctor
- X-rays, lab tests (as required by a doctor)
- emergency dental and oral surgery in hospital
How and when can I apply for MSP?
To apply for BC MSP, complete the MSP Application online at this website.
You may also complete the MSP Application for Enrolment form by mail and mail it directly to BC MSP.
Please note there is a wait period of 2-3 months for newcomers. In order to be covered during the wait period you may purchase a private medical insurance plan through guard.me.
How does BC MSP work?
Once enrolled, BC MSP will mail you a BC Services Card along with an invoice to pay. Payments may be made monthly or in advance. Payments are made directly to BC MSP, not through SFU.
When visiting a health clinic or hospital, you will be asked to show your BC Services Card as proof of enrollment. You will not be required to pay for the visit, they will bill BC MSP directly.
What is the SFSS Health and Dental Plan?
The undergraduate Simon Fraser Student Society Health and Dental Plan is in place to complement primary medical coverage (ie. MSP). Services not covered by primary coverage (ie. vision and dental care) are included in the SFSS plan.
How and when can I opt out of the SFSS Health and Dental Plan?
You may opt out of the SFSS health plan if you have existing secondary coverage in BC. To opt out, you will be required to upload proof of coverage on the SFSS Health and Dental website during the Change-of-Coverage Period. This will be during the first two weeks of each term. This is also the period where you can opt down from the Enhanced Plan to the Basic Plan.
Please visit their website for more information.
How can I make claims?
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