Once you have borrowed student loan funding, you are responsible for updating your 'in-study' status with NSLSC, to prevent entering repayment prematurely.

There are two ways of updating your status with NSLSC; both involve what is called 'confirmation of enrollment.'
Confirmation of enrollment is when the institution (SFU) responds to a government request to confirm whether a student is enrolled.
The enrollment status will only be valid for a certain duration of time, generally, one term.
To request 'confirmation of enrollment,' either:

1. Apply for a new student aid application for the term. 
   Upon successful assessment of the application, the government with ask SFU for confirmation of enrollment.  OR
2. Apply for an interest-free application for the term. 
   Upon successful submission of the interest-free application, the government will ask SFU for confirmation of enrollment.

SFU will provide confirmation of enrollment to the province of application and/or NSLSC as long as you meet the enrollment criteria of the loan or interest-free application.  For example, you'll need to be enrolled full-time, to receive confirmation of enrollment on a full-time aid application.

For a student aid application, confirmation of erollment will:

• release your student aid funding,
• update your status to 'in-study,' preventing interest from accumulating and 
• update your study end date.

For an interest-free application, confirmation of enrollment will:

• update your status to 'in-study,' preventing interest from accumulating and 
• update your study end date.

Requesting confirmation of enrollment is not enough.  You must ensure that SFU has responded successfully to the confirmation of enrollment request.  You can check your StudentAid BC dashboard and/or NSLSC account to confirm a successful update to your in-study status.

For students studying full-time, with previous full-time student loans:

BC students should apply through their StudentAid BC Dashboard for the quickest, most efficient method of updating their status to 'in-study.'

Ontario students may use their OSAP Online Account to submit an interest-free application.

All other Out of Province students may use their National Student Loans Service Centre (NSLSC) Account to submit an interest-free application.

For students studying part-time, with previous part-time student loans:

All students may use their National Student Loans Service Centre (NSLSC) Account to submit an interest-free application; indicating 'part-time' as their enrollment.

Repayment of your student loans starts 6 months after your last study period end date.  This 6 month period is considered your "grace" period. Your grace period is a good time to review your National Student Loan Service Centre (NSLSC) Account to review your payment information, and modify your repayment terms if needed.  The NSLSC has a Learning Hub to help students learn more about In-Study, Non-Repayment, and Repayment statuses of your student loans.

Students can enter in to repayment and return back to full-time studies and in-study status multiple times during their academic career.

Upon entering repayment, if you anticipate difficultly making monthly payments, we recommend reviewing the following resources:

StudentAid BC | Repayment Help

StudentAid BC | Repayment Assisntance Plan (RAP)

Government of Canada | Repayment Assistance Plan (RAP)

The National Student Loans Service Center (NSLSC) offers an online presentation on the student loan process.
The presentation is approximately 19 minutes long, and contains valuable information that can clarify many questions you may have:

National Student Loan Service Centre (NSLSC) | Government student loans and grants orientation

Additionally, you may find value in the videos found on their YouTube Channel:

National Student Loan Service Centre (NSLSC) | YouTube