Graduate Students

Loans: BC Residents (Full-Time)

Graduate students must be enrolled as a full-time graduate student in a student loan eligible program.  If you have concerns about your program being eligible/ineligible, please contact us.

If you are not enrolled full-time, see the BC Residents (Part-Time) section. If you are enrolled in less than 2 units, you are ineligible for government student loan funding.

StudentAid BC assists eligible BC residents with the cost of their post-secondary education through loans and grants.  It is a partnership between the provincial and federal governments.

As a full-time post-secondary student, you have the primary responsibility of paying for your education.  Most students meet their costs through employment income, savings, assets, support from family, scholarships, bursaries and/or awards.  However, if this is not enough, StudentAid BC may be able to supplement (not replace) your own financial resources to help you reach your educational goals. 

StudentAid BC is helping make post-secondary education more affordable for BC residents through their loans (repayable) and grants (non-repayable funding) programs.  Studentsare automatically assessed for both BC student loans and grants (provided by the provincial government) and Canada student loans and grants (provided by the federal government) when they submit their applications for funding on a term by term basis. For more information and to apply, please visit StudentAid BC.

StudentAid BC Links

Explore full-time student funding, including loans and grants available for students studying full-time.

Apply for funding                                       Maintain your funding                             

How do I maintain in-study, interest-free status?

How does split enrollment work if you are attending two schools?

How do I maintain a satisfactory scholastic standing?

To continue receiving student financial assistance, students are required to maintain a satisfactory scholastic standing. If you are considering dropping a course(s), you are encouraged to reach out and speak to a Financial Aid Advisor.

How does repayment work?

Repayment of your student loans starts 6 months after your last study period end date.  This 6 month period is considered your "grace" period. Your grace period is a good time to review your National Student Loan Service Centre (NSLSC) secure account to review your payment information, and modify your repayment terms if needed.  The NSLSC has a Learning Hub to help students learn more about In-Study, Non-Repayment, and Repayment statuses of your student loans.

Students can enter in to repayment and return back to full-time studies and in-study status multiple times during their academic career.

National Student Loan Service Centre (NSLSC) resources for repayment

The National Student Loans Service Center (NSLSC) offers online presentations (webinars) on the student loan repayment process.

The NSLSC services Canada Student Loans (Federal) as well as provincially-integreted loans for the following provinces: BC, Saskatchewan, Manitoba (as of July 1, 2022), Ontario, New Brunswick, and Newfoundland and Labrador.

The webinars will be beneficial for students, since trhe webinars will assist students with their obligations when repaying their student loans, and will provide answers on:

  • How to save money
  • How to avoid repayment difficulties
  • How to maintain your student loan

The webinars are 45 to 60 minutes long and can be viewed on a computer, tablet or Android/ iPhone.

To view the Student Loan Repayment Webinars, click on the link below:




Please note: Government-issued student financial assistance, including loans and grants, is available to Canadian Citizens, Permanent Residents, or students that have protected person status based on your province of residence. US Residents can be considered for US Federal Direct Funding and other targeted resources. If you belong to a different student group, please see our International Students page.