Certificates & coverage

Insurance coverage

SFU is a member of the Canadian Universities Reciprocal Insurance Exchange (CURIE) and purchases insurance coverage to protect university property and personnel including property, liability and specialist policies. If you are unsure about insurance coverage for specific items or activities contact Risk Management for advice.

Student property

SFU does not purchase insurance to protect student property or for the activities of student clubs affiliated to the Simon Fraser Student Society (SFSS). Students should contact SFSS if they have queries related to student insurance.

Workers' Compensation

Review the WorkSafe BC medical, and liability coverage form for students, staff and faculty members performing different roles.

For employees working outside of B.C., please review the Overview of WCB Coverage document.

For students in work study programs, see the Work study program agreement.

Certificates of Insurance

What are COI?

Certificates of Insurance (COI) provide proof that SFU has appropriate insurance coverage for a specific activity. When SFU personnel collaborate with other organizations (e.g. conducting joint research projects, providing services or booking facilities), the other organization may ask for proof of insurance in case SFU is responsible for damages or personal injuries. You do not need a COI unless the other organization has requested proof of insurance. Their request should be made in writing, usually as a part of an agreement or contract.

Requesting COI

If you are asked for proof of insurance, please complete the request form below. You will be asked to attach the agreement or contract.


SFU's insurance policy term begins January 1st annually. If you have a certificate with dates spanning multiple policy years (ie- April 1, 2019 to April 1, 2020) please email Risk Management to request your COI for the next policy term (January 1, 2020 to January 1, 2021). No new COI request is required.

Receiving COI

When SFU works with or purchases services/products from other organizations we may need assurance that our interests are protected by insurance. SFU’s standard contracts include insurance language including, requests for proof of insurance where appropriate. If you receive a COI from another organization, please scan and email to risk_srs@sfu.ca for review.